Your decision, our evidence
Written failure report on every claimWhat you usually get
"Roof inoperative — replace assembly." No cause, no component, no way to test it against the policy wording. Your claims handler is left authorising blind or declining a claim that might be legitimate.
What we send instead
A failure report that names the part, states the mechanism of failure and shows the teardown photos to match. Whether it sits inside your cover is your call — but you're making it on evidence a dispute can stand on.
Both directions
The report says what we found, not what gets the job approved. When the teardown shows misuse or plain wear-out, the report says that too — a repairer you only half-believe is worse than no repairer at all.